How to get a Curaçao or Anjouan gaming licence

To get a gaming licence in Curaçao, a company incorporated and seated in Curaçao applies to the Curaçao Gaming Authority (CGA) under the National Ordinance on Games of Chance, known by its Dutch initials LOK. A B2C operator also needs at least one director resident on the island. Applying costs from €4,592, a B2C licence then costs €47,450 a year, and the law gives the CGA two review phases of eight weeks each. Anjouan's regulator lists four stages and no timetable, and charges €17,828 to issue a licence and €17,828 a year to renew it.011518

We read both regulators' own pages, forms and fee schedules, and the Curaçao law itself, on 28 October 2026. We then compared them with both licence registers and with the licences behind the 76 operators BullsRank tracks. BullsRank isn't a law firm and this isn't legal advice. Our regulators hub shows which regulator stands behind each licence on our operator profiles, and our guide to gaming licences covers the player's side: what a licence is and how to check one.

Curaçao and Anjouan side by side

Curaçao: who can apply

The LOK says a B2C gaming licence can be granted to a "naamloze of besloten vennootschap", an N.V. or B.V., incorporated under Curaçao law and with its registered seat in Curaçao (Article 2.1; translations from the Dutch are ours). The company must be run by at least one natural person who is a resident ("ingezetene") of Curaçao, or by a Curaçao company that is itself run by such a resident. Unless the law says otherwise, a licence is granted "voor onbepaalde tijd", for an indefinite term. A B2B supplier licence also requires an N.V. or B.V. incorporated and seated in Curaçao (Article 5.13), but the resident-director paragraph isn't among the rules the law applies to suppliers.01

The CGA's B2C application form asks for the brand, the company name "as registered with the Chamber of Commerce of Curaçao", the types of game, where player funds and the player-account platform are held, and an alternative dispute resolution (ADR) provider approved by the Authority. On the responsible gaming and AML policies, it says: "This shall be verified from the websites provided." A Business and Corporate Information Form and a Personal History Disclosure Form go with it; suppliers use a separate Supplier License Application Form.040301

Article 5.12 adds local substance. For the law's first four years, a licensee must provide permanent, full-time work, whether or not as an employee, to at least one key person other than its director who is registered in Curaçao's population register; from the fifth year, to at least three. It must also have its own office premises on the island. The law exempts a small newcomer: a company incorporated no earlier than a year before applying, with no owner tied to another gaming business in the previous two years, and gross gaming revenue under NAf 20 million in the year before applying and in each of its first three financial years, confirmed every six months by an independent financial expert. The exemption covers those three years only; from the fourth, the rules apply. On 23 January 2026 the CGA announced a general extension from the Minister of Justice: operators don't have to meet Article 5.12 "before April 1, 2027".0105

Curaçao: two phases and a provisional licence

Article 5.1 splits the review in two. Phase one covers the integrity of the people behind the applicant (those organising the games, the ultimate beneficial owners, holders of a qualifying interest and anyone who sets policy) and the applicant's financial position and viability. Phase two covers everything else the law requires.01

The law sets the clock:

1. Completeness. The CGA has two weeks to say whether a submission is complete. If you don't supply what's missing within four weeks of a reminder, the application isn't processed further.

2. Phase one. The CGA decides within eight weeks of receiving everything, extendable by up to four weeks.

3. Your filing. You then have four weeks to file everything for phase two.

4. Phase two. The CGA decides within eight weeks of a complete file, again extendable by up to four weeks.

While phase two is under way, the CGA may grant a provisional licence ("voorlopige kansspelvergunning") for up to six months, which can be extended by at most six months. A transitional article gives the same six-month provisional licence, by law, to holders of licences under the old offshore gaming ordinance and to companies whose applications under it were approved. For them the phase-two decision term is six months, extendable by six, not eight weeks (Article 15.1).01

Curaçao: what it costs

The fees are in the LOK itself (Articles 5.18 and 5.19) and in the CGA's fee document, version 2.0 of 15 October 2025:0102

• To apply: €4,592, non-refundable, for B2C and B2B alike, plus €150 for each ultimate beneficial owner, €150 for each qualified interest holder (10% or more) and €2,551 for each listed owner. Processing "will not commence until the fee has been paid in full".

• Every year, B2C: €24,490 to the National Treasury for holding the licence and €22,960 to the CGA for supervision, €47,450 in all, due by 15 January.

• Every year, B2B: €24,490 to the CGA, with no Treasury fee.

• First year: charged pro rata, payable within 14 days of the CGA telling the company's local director that the licence was granted. Licences are "not formally granted, nor Green Seal(s) issued, until the invoices have been paid in full".

• Extras: €250 to add a domain, €383 for a certificate application, €128 per change or addition of an owner or qualified interest holder.

One line disagrees. For a B2B applicant, the law sets €128 per qualified interest holder, while the fee document lists €150. The document says the LOK "will always take precedence".0102

Unpaid annual fees follow a fixed path: reminders on days 15 and 29, a notice of intended suspension on day 43, suspension on day 57 and revocation on day 71, when the licence is removed from the public register and added to the enforcement register.02

For one owner applying for a B2C licence, the published schedule comes to €4,742 to apply and €47,450 a year once licensed.

Curaçao in October 2026: the licensing portal was replaced

Applications went through an online portal run by an outside company. On 17 September 2026 the CGA said it had identified unauthorised access to that portal; our article on the portal breach covers what it confirmed. Since then:24080607

• Portal offline. The CGA asked applicants not to email material meant for the portal, as "such submissions cannot be processed through alternative channels at this time". Portal deadlines were postponed.

• 7 October. The CGA said the portal "will not be returned to service". Because the digital seal was affected, it would introduce another way for operators to show that a domain is CGA-licensed.

• 19 October. In a press release listed that day, the CGA said a temporary portal was "scheduled to launch on Monday, 19 October 2026", with the licence register and the digital seal system, and that it was preparing to build and run a new portal of its own.

On 28 October 2026, portal.cga.cw opened a page headed "Sign in to the CGA Licensing Portal", with a Microsoft sign-in and an invitation-code option. The "New Application for Online Gaming" link on cga.cw led to apply.cga.cw, a short form to register your company for a B2C or B2B licence, after which the Licensing department "will contact you at the e-mail address you give about the next steps". It asks for a company e-mail address, "not Gmail, Outlook.com, Yahoo or a similar service".090310

What Curaçao's register says about provisional licences

The law makes a licence indefinite; most of the register isn't, yet. We read every row of the CGA's online gaming register dated 20 October 2026, the latest edition on 28 October. It has 666 numbered rows; the last 50 are listed as revoked. The other 616:11

• 524 B2C and 92 B2B.

• 209 marked "Indefinite", with no expiry date. 163 of them carry the date 24 December 2025, a year after the law took effect.

• 407 with a six-month term between the two printed dates. All ten entries dated October 2026 are six-month licences; the newest run from 20 October 2026 to 20 April 2027.

• 352 of the 407 had passed their printed expiry by the register's own date. Of those, 294 still read "Assessment in progress", 53 "Expired", four "Assessment in re-evaluation" and one "Expired. Re-evaluating in administrative appeal."

The oldest of the 294 passed their printed date on 23 November 2025. The register doesn't say which entries are transitional provisional licences under Article 15.1 and which are new grants. The CGA's fee document describes six-month invoicing "for the first 12 months post LOK enactment", which ended on 24 December 2025; 177 of the six-month entries have an issue date in 2026. The register page itself says "no rights can be derived from these overviews". Our Curaçao licence check explains how to read an entry next to its certificate.110212

Anjouan: who issues the licence

The Anjouan Gaming Authority says internet gaming is regulated under the laws of the Autonomous Island of Anjouan, part of the Union of the Comoros, on legislation adopted in 2005, including the Anjouan Computer Gaming Licensing Act. The competent authority is the Anjouan Offshore Financial Authority (AOFA). Licence administration is done by "Anjouan Licensing Services Inc. as the sole authorised administrator and official representative of the Gaming Board". The licence conditions and application form it published in October and September 2026 carry the name ANJ Management Ltd.132019

There are two categories: B2C licences for operators dealing with players, and B2B licences for "critical service suppliers providing platform, software, or technical services" to B2C licensees. The permitted activities listed include online casinos, sports betting, poker and bingo, prediction markets, blockchain-based gaming and cryptocurrency-enabled gaming.14

The Authority's licensing pages we read on 28 October 2026 don't say where the applying company must be incorporated. Its application form asks for the company's registration number, date of incorporation, registered office and registered agent.19

Anjouan: four stages, documents and due diligence

The Authority lists four stages: submission of documents, review of the applicant's information, regulatory due diligence, and issuance, when "the licence is recorded in the public register". Applications are reviewed "in the order received", and incomplete ones "will not be processed until all required materials are received". On timing, it says only that processing times "depend on the completeness of the submitted documentation and the complexity of the due diligence review".15

You need certified corporate documents (certificate of incorporation, articles, shareholder register and the full ownership chain to the ultimate owner), ID, proof of address and personal declarations for directors, owners and key persons, and evidence of financial standing such as audited accounts, bank references and source of funds. Due diligence covers the ownership structure, the fitness and propriety of key people, source of funds, and screening against sanctions lists, politically exposed persons databases and adverse media. The Authority "will not issue a licence where screening identifies unresolved concerns".1617

The forms come as one download. On 28 October 2026 it held an application form (version 5, September 2026), a personal information form and a beneficial-owner declaration.19

Anjouan: what it costs

The fees page lists three amounts, in euros:18

• Licence issuance: €17,828, one-time, B2C or B2B.

• Annual renewal: €17,828, B2C or B2B.

• Each additional domain: €500 per licensing cycle, B2C only.

The same page says application fees "must accompany the licence application submission" and are "non-refundable regardless of the outcome of the application", but its table has no line called an application fee. It adds that fee schedules "are subject to periodic review" and that applicants "should confirm current fees with the Authority prior to submission".18

Anjouan: the conditions you sign

The licence conditions (version 5, October 2026) run to four pages. Among them:2023

• Excluded territories. Licensees must not knowingly target residents of a list that includes Australia, Austria, the Comoros, France, Germany, the Netherlands, Spain, the United Kingdom and the United States. The list is "non-exhaustive".

• Player checks. Identity, age and residence must be verified when lifetime deposits reach €3,000, at the first withdrawal request, or on suspicious activity, whichever comes first.

• Self-exclusion. Requests must be acted on within one working day.

• Disputes. Licensees must use an AOFA-approved ADR provider, at their own cost, and name it in their terms.

• Ownership. A change in beneficial ownership of 10% or more must be notified within 10 business days. Since September 2026, new applicants must disclose nominee, trust and foundation arrangements; existing licensees must do so when they renew.

• The seal. It must appear site-wide in the footer, using only the code the administrator provides.

What Anjouan's register shows

On 28 October 2026 at 11:30 UTC, Anjouan's live register listed 1,256 licences, every one "valid". Sixty-eight had a printed expiry date already past. By the dates it prints, 666 licences ran for one year, 385 for two, 194 for three and seven for four; the rest have irregular dates.21

The register has been shrinking. Our snapshots counted 1,527 entries on 16 September, a peak of 1,543 on 6 October, then 1,343 on 11 October, 1,280 on 22 October and 1,256 on 28 October. The Authority's own news post of 14 July 2026 said it had issued "more than 1,650" licences, "with close to 1,500 currently active". Our research on the October removals shows which licences went, and our Anjouan licence check explains the date and domain columns.2122

The licences behind operators we track

Our database stores a Curaçao or Anjouan licence for 54 of the 76 operators BullsRank tracks: 26 with Curaçao, 34 with Anjouan, six with both. We matched each stored number against the two registers on 28 October 2026:1121

• Curaçao. 22 stored numbers are in the 20 October register. Eleven read "Indefinite", behind 14 operators including BitStarz, Shuffle and Sportsbet.io. The other 11 are six-month licences past their printed date and marked "Assessment in progress": Stake, 1win, Cloudbet, GG.BET, MyStake, Duelbits, Pinnacle, Thunderpick, BetFury, Jack and Goldenbet. Boomerang Bet's stored number isn't in the 20 October register.

• Anjouan. 34 stored numbers sit behind 34 operators. 27 are in the live register and seven aren't listed any more. Four listed ones show a printed expiry that has passed: Duelbits and Megapari (12 October), Betwinner (15 October) and Bets.io (17 October).

• Both. The six operators with stored licences from both regulators are Duelbits, Pinnacle, Thunderpick, Roobet, Melbet and TrustDice.

A register line on a given day is what each operator profile checks against, with the date of the check.

Steps, in order

1. Pick the regulator and the licence type. B2C if you take players' stakes; B2B if you supply platforms, games or technical services to licensees. Curaçao can also issue a certificate, for up to three years, to some suppliers of gaming-related services or goods.

2. Set up the company. Curaçao requires an N.V. or B.V. incorporated and seated there and, for B2C, a resident director. Anjouan's form asks for the company's registration details and registered agent.

3. Prepare the people. Both regulators assess owners, directors and key people: identity, background and source of funds.

4. Prepare the business. Terms and conditions, responsible gaming and AML policies on your sites, and an ADR provider the regulator has approved.

5. Pay and file. Curaçao doesn't start until the application fee is paid; Anjouan wants the fee with the application.

6. Budget for the first year. In Curaçao, every entry dated October 2026 in the register is a six-month licence, and annual fees are €24,490 (B2B) or €47,450 (B2C). In Anjouan, €17,828 at issuance and the same each year.

7. Keep the record right. Players and partners check both registers. In Anjouan, licensed activity is allowed only on approved domains, and additional domains cost €500 each.

What we couldn't check

• Actual processing times. Neither regulator publishes them. The LOK sets Curaçao's legal deadlines; Anjouan's pages set none.

• Whether Curaçao's temporary portal takes new applications. We saw its sign-in page and the registration form, not the inside.

• Anjouan's application fee. The fees page mentions one but lists none separately.

• Curaçao's guarantee fund. The LOK provides for a fund that licensees join for a premium, to secure payout of player balances (Article 5.7). Neither the fee document nor the CGA's online gaming page gives the premium.